U Microfinance Bank Limited

The Pakistan Telecommunication Company Limited (PTCL) – Etisalat Company owns the entirety of U Microfinance Bank Ltd also, known as UBank. In addition to providing a diverse selection of microloans, deposit products, and branchless banking options, the bank operates a branch network that spans more than 210 cities and rural areas in Pakistan and has more than 250 branches. U Paisa is the brand name under which U Bank’s branchless banking provides its services. This service is offered in partnership with Ufone (Pak Telecom Mobile Limited). Around 45,000 agent sites across Pakistan provide customers with access to the service. U Microfinance Bank is pleased to be at the forefront of the fight against poverty in Pakistan, and the organisation is fully committed to the implementation of Pakistan’s National Financial Inclusion Strategy 2020, which has the goal of bringing fifty per cent of the country’s adult population into the banking system by the year 2020.

At U Microfinance Bank, we are firm believers that access to microfinance services contributes considerably towards establishing a more inclusive society, ultimately leading to bringing the underserved people into the financial net, as well as helping to document the informal sector. The underserved people of Pakistan will benefit from the continual creation of new livelihoods made possible by the products in our product line, which will also make their lives better.

U Microfinance Bank Vision

They hope to become the issue solution and enabler of the Pakistani microfinance ecosystem by being driven by a passion for disruptive innovation and a desire for financial inclusion.

U Microfinance Bank Contact Details

Helpline: UAN: +92 51 111-282-265

Toll-Free: 0800-82265

Head Office: 2nd Floor, 13-B, Jinnah Super Market, F-7, Islamabad.

Ph: +92 51 111-182-265

Fax: +92 51 2275923

U Microfinance Bank Deposits Accounts

• Premium Current Account
• Baikhtiar-Current Account
• Business Current Account
• Mehfooz Bachat Account
• Corporate Savings Account
• Corporate Term Deposit Account
• Samar Term Deposit Account
• Sila Term Deposit Account
• Upaisa Karobar Mobile Account

UBank loans in Pakistan

• Khud Mukhtar Loan
• Solar Financing
• Sarmaya-e-Taleem Loan
• Commercial Vehicle Financing
• Agricultural Loans
• Barhta Karobar Loan (MSME Loan)
• Karsaz Gold Loan
• Livestock Loan
• Motorbike Loan
• Pension Loan
• Salary Loan
• Sunehra Sarmaya Loan
• Tractor & Equipment Loan

UBank Women Financial Service

• Rehnuma Bachat Account

UBank Home Remittance

• International Remittance
• Upaisa Domestic Remittance
• Sohni Dharti Remittance Program – SDRP

Asaan Mobile Account – AMA

Safe Deposit Lockers

UBank Islamic Banking

U Microfinance Bank (U Bank) has developed a dedicated Islamic Financial Division that assures to serve by incorporating banking with standard Islamic values. Within the confines of Shari’ah, we are providing boosted services and products which supply our customers with cutting-edge as well as trusted means of financial. U Bank Islamic Banking gives the Shari’ah Grievance options. These solutions are established under the guidance of a dedicated Shari’ah Consultant. This knowledge enables us to supply affordable Islamic Banking solutions to our valued clients. Our objective is to serve the underserved society in the very best feasible methods by supplying various types of down payment and also financing items.

Islamic Financial services currently available at our branches are discussed below: